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All services →Shariah integrity isn’t a feature. It’s the foundation.
We combine rigorous scholarship with commercial judgement to structure, review and strengthen products that stand up to boards, regulators and the market.
From central banks to first-time founders, we make complex questions clear — and sound decisions easier.
Where we get it right.
Shariah Advisory
Senior counsel across banking, capital markets and investments.
Certification & Fatwa
Reviewed line by line. A defensible ruling you can stand behind.
Product Structuring
Design genuinely sound products — before you launch, not after.
Fintech & Digital Assets
The fastest-moving edge: crypto, tokenisation and DeFi.
Banking
Governance, certification and supervision for retail and digital banks.
Capital markets & sukuk
Structuring and certifying instruments regulators and investors can trust.
Fintech & digital assets
From tokenisation to DeFi — a scholar’s eyes on it early.
Governments & regulators
Frameworks and standards for national Islamic-finance agendas.
A certificate that holds its worth globally.
We build the Shariah product for you, review your documentation, certify upon launch, and support your ongoing governance. If it can’t be certified, we tell you plainly why, and what would make it work.
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Certify
A defensible ruling with the reasoning behind it, in plain words.
Stand behind it
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Drag a card to see the next. Every claim we make is backed by something real: named scholars, real rulings, and standards the field recognises.
Countries where we advise banks, funds, fintechs and governments.
Founder & Head of Shariah Advisory — the face of the firm, not its ceiling.
Recognised scholars and specialists behind every ruling — not one signature.
The rigour and defensibility your board and your regulator expect.
We certify what is genuinely sound, and show the reasoning behind it.
The institutions shaping the industry.
Founder-led. Founder-proof.
Mufti Faraz Adam is the founder and the face — not the ceiling. Behind him stands a bench of recognised scholars and specialists, so the authority is the firm’s.
We publish the standard.
All insights →
Is Crypto Halal? (2026) – Research Paper
In late June 2026, at the direction of Shaykh al-Islam Mufti Taqi Uthmani (Ḥafiẓahullah), I was invited by the Darul Iftaa Committee of Darul Uloom Karachi to present research on the Sharīʿah classification of digital assets…
SAFE Notes from a Shariah Perspective
Introduction Simple Agreements for Future Equity (SAFEs) are frequently mischaracterised as loans (qard). That is not accurate. A SAFE has no repayment obligation…
The 1,400-Year-Old Blockchain: Isnad
No code. No miners. No gas fees. Just rigour. Long before anyone hashed a block, Muslim scholars engineered a human protocol for truth: Isnād—the named chain of…
Kafalah: the trust engine of markets
What is Kafālah? Kafālah is a Sharīʿah-based guarantee in which a third party voluntarily adds their liability to that of the principal debtor, so the creditor may…
New Essay: Making Sense of Riba
This essay presents a comprehensive exploration of the prohibition of Riba, situating it within the broader framework of Islamic legal and economic philosophy…
Income Sharing Agreements: A Sharia Compliant Revelation or a Departure from Sharia Principles?
Introduction Income Share Agreements (ISAs) are a type of alternative financing arrangement. These agreements are financial structures in which an individual or…
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