From approved structure
to everyday banking.
Shariah integrity must hold across the whole bank.
A product can be sound on paper and still fail in practice. Contracts, systems, operations and customer journeys must all remain true to the approved structure.
We work across the bank — from product and treasury teams to Shariah boards, risk and compliance — to turn scholarly decisions into banking that works.
What else we do in banking.
Retail Banking
Deposits, home finance, personal finance and cards.
Corporate Banking
Working capital, asset finance and structured facilities.
Treasury
Liquidity management, investments and hedging solutions.
Trade Finance
Import, export and supply-chain financing structures.
What comes up in banking.
- Build a bank people can trust.Whether you are launching new products, strengthening governance or transforming an entire banking business, Amanah brings together deep scholarship and practical banking judgement.
- Liquidity management.Overnight placement is where sound institutions most often reach for a conventional instrument out of habit.
- Late payment and default.What can be charged, what must be given to charity, and what quietly turns a sale into a loan.
- Front-line description.A sound product sold with conventional language creates a real exposure, not a cosmetic one.
We publish the standard.
All insights →
Is Crypto Halal? (2026) – Research Paper
In late June 2026, at the direction of Shaykh al-Islam Mufti Taqi Uthmani (Ḥafiẓahullah), I was invited by the Darul Iftaa Committee of Darul Uloom Karachi to present research on the Sharīʿah classification of digital assets…
SAFE Notes from a Shariah Perspective
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The 1,400-Year-Old Blockchain: Isnad
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Kafalah: the trust engine of markets
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New Essay: Making Sense of Riba
This essay presents a comprehensive exploration of the prohibition of Riba, situating it within the broader framework of Islamic legal and economic philosophy…
Income Sharing Agreements: A Sharia Compliant Revelation or a Departure from Sharia Principles?
Introduction Income Share Agreements (ISAs) are a type of alternative financing arrangement. These agreements are financial structures in which an individual or…