Your balance
sheet, held to
the same standard.
Financing is the easy half.
Most corporates come to us for a financing facility. The harder question is usually already sitting on the balance sheet: what the treasury does with cash overnight, and what the supplier terms actually are.
We work across the whole picture — financing, treasury, supply chain — so a company is not clean at the point of borrowing and exposed everywhere else.
What comes up for corporates.
- Treasury placement.Cash parked overnight is the most common exposure, and the easiest to fix once someone names it.
- Supplier financing.Early-payment discounts and reverse factoring can be structured soundly — or not at all.
- Existing facilities.A conventional facility already drawn needs a transition plan, not a verdict.
- Group structure.A compliant operating company inside a group financed conventionally raises a separate question worth answering deliberately.
We publish the standard.
All insights →
SAFE Notes from a Shariah Perspective
Introduction Simple Agreements for Future Equity (SAFEs) are frequently mischaracterised as loans (qard). That is not accurate. A SAFE has no repayment obligation…
Kafalah: the trust engine of markets
What is Kafālah? Kafālah is a Sharīʿah-based guarantee in which a third party voluntarily adds their liability to that of the principal debtor, so the creditor may…
Income Sharing Agreements: A Sharia Compliant Revelation or a Departure from Sharia Principles?
Introduction Income Share Agreements (ISAs) are a type of alternative financing arrangement. These agreements are financial structures in which an individual or…
Sharia Thoughts on Brand Acquisition and Brand as an Asset
Introduction Branding is one of the core features of today’s companies as it is the brand which gives identity, look, and feel. As the saying goes, “People buy…
The Shariah Breaches of Preference Shares
Definition of a Preference Share Preference shares are shares that rank above other share types and classes in terms of dividends or capital but have restricted…
How to Structure a Shariah Compliant Convertible Note
Data compiled in the last couple of years suggests that the start-up economy is worth over $3 trillion USD. This roughly equates to the GDP of the G7[1]. Start-ups…