About
Shaykh Muhammad Emamally leads Amanah’s corporate Shariah services — the work with companies rather than financial institutions.
He is a fellow of the Association of Chartered Certified Accountants with more than ten years across practice, commerce, industry, investment banking and insurance, much of it with multinational banks in London and Canary Wharf. He holds a degree in Shariah from the Islamic University of Madinah and has studied AAOIFI’s certified Shariah adviser and auditor programme.
Corporates arrive with a financing question and usually leave having answered three: how the facility is structured, what treasury does with cash overnight, and what the supplier terms actually amount to.
His practice is built around transition. Most companies are not starting clean, and a plan that gets them there over eighteen months is worth more than a verdict that leaves them where they are.
How Shaykh Muhammad works
- Looks past the facility. Financing is the visible half. Treasury and supplier terms are usually the bigger exposure.
- Plans the transition. Existing conventional arrangements get a sequenced route out, with the interim position stated.
- Speaks finance, not only fiqh. The reasoning lands with a CFO, because that is who has to act on it.